1) Definitions
“MonkTrader”, “Platform” or “Service” means our websites, mobile apps, APIs, content, data, features and tools. “You” or “User” means any person or entity that accesses or uses the Platform. “Content” includes text, data, graphics, charts, signals, and analytics displayed on or generated by the Platform.
2) Eligibility, Account & Security
- You must be competent to contract under Indian law. If you are under 18, you may use the Platform only under the supervision of a parent/guardian.
- You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
- We may verify your identity and may suspend or terminate accounts that violate these Terms or applicable law.
3) Subscriptions, Pricing & Billing
- We offer free and paid plans. Plan features, limits and prices are shown in-app/website and may change from time to time.
- Paid plans are billed in INR and inclusive/exclusive of GST as displayed at checkout. Applicable taxes will be charged.
- Auto-renewal: Monthly/annual plans renew automatically unless cancelled before the renewal date in your account settings or the relevant app store.
- Payment processors: Online payments are processed by third parties such as Razorpay (web) and Apple/Google (in-app). Their terms apply.
- Promotions/free trials: If offered, they are subject to stated terms. Trial conversions auto-renew unless cancelled before trial end.
- Upgrades/Downgrades: New pricing/limits apply immediately or at the next cycle as specified during the change flow.
- Refunds are governed by our Refund & Cancellation Policy.
4) Important Disclaimers — No Investment Advice
- MonkTrader is an information and analysis platform. We are not a broker, investment adviser, portfolio manager, or a SEBI-registered research analyst.
- Nothing on the Platform constitutes investment/financial advice, recommendation, solicitation, or an offer to buy/sell securities.
- Past performance does not guarantee future results. Trading/investing involves risk of loss, including principal.
- You are solely responsible for your investment decisions. Consider your objectives, financial situation, and consult qualified professionals as needed.
5) Market Data, Analytics & Accuracy
- Prices, fundamental data, news, corporate actions and analytics may be sourced from third-party providers and can be delayed, inaccurate, incomplete, or interrupted.
- We strive for reliability but do not warrant accuracy, timeliness, completeness, or uninterrupted availability.
- Back-tests, screeners, scores, technical indicators and “signals/ideas” are for educational/informational use only.
6) Acceptable Use
- No unlawful use, reverse engineering, scraping, automated harvesting, or load that degrades the Platform.
- Do not share your account, circumvent paywalls, or misuse any promotional credits.
- We may rate-limit, suspend or terminate access that breaches these Terms or security.
7) Intellectual Property
- All rights in MonkTrader, including software, UI, design, content, logos and trademarks belong to YGFintech Private Limited or its licensors.
- Subject to these Terms and timely payment, we grant you a limited, revocable, non-exclusive, non-transferable licence to use the Platform for personal, lawful purposes.
- You retain rights to content you lawfully submit but grant us a licence to host, display and process it to operate the Platform.
8) Privacy & Security
Your use is also governed by our Privacy Policy, which explains how we collect, use, disclose and safeguard information. By using the Platform, you consent to such processing.
9) Third-Party Links & Services
The Platform may link to third-party sites/services (e.g., payment gateways, app stores). We do not control and are not responsible for their content, policies or practices.
10) Warranties, Liability & Indemnity
- The Platform is provided on an “as is” and “as available” basis without warranties of any kind.
- To the maximum extent permitted by law, we disclaim all implied warranties and limit our aggregate liability for claims arising out of the Platform to the amount you paid to us in the 3 months preceding the claim.
- You agree to indemnify and hold harmless YGFintech Private Limited and its officers, employees and affiliates from claims arising from your use of the Platform or breach of these Terms.
11) Suspension & Termination
We may suspend or terminate access (with or without notice) for violations of these Terms, fraud, misuse, legal compliance, or security reasons. You may also stop using the Platform at any time and cancel auto-renewal within your account/app store.
12) Governing Law & Dispute Resolution
- These Terms are governed by the laws of India.
- Courts at Mumbai, Maharashtra shall have exclusive jurisdiction, subject to any mandatory arbitration requirements agreed separately (if applicable).
13) Changes to Terms
We may update these Terms from time to time. Material changes will be notified in-app/website or by email where feasible. Continued use constitutes acceptance of the updated Terms.
14) Contact Us
Email: support@monktrader.ai
Address: 124, B-Wing, Lodha iThink Palava, Kalyan Shilphata Road, Mumbai - 421204
Legal Name: YGFintech Private Limited | CIN: U62099MH2024PTC419855 | GSTIN: 27AABCY7994F1ZQ